Be sure to subscribe, and be notified of new content, events and promotional offers.

Category Archives: Insurance

What is a 50 / 50?

In this post, I explain comparative liability in terms that anyone can understand, and explain what it means in terms of out-of pocket expense and how it affects your future insurance rates. What it is Comparative Liability is a term that insurance companies use when both drivers in an accident have some degree of fault,… Continue Reading

Understanding Car Insurance – Part 1

When it comes to understanding auto insurance after a car accident, the first thing you need to do is break it down into a couple of categories. There are coverages for property damage, which include the vehicles, street lights, fences or whatever other property was damages in the accident. There are separate coverages for injured… Continue Reading

Should I Use the Body Shop that the Insurance Company Recommends?

At some point after a car accident, you are going to need to have your vehicle repaired. If the accident was your fault, you will need to have it repaired by your own insurance company, assuming that you have collision coverage. If the other driver was at fault for the accident, you will have a… Continue Reading

Should I Go Through My Own Insurance, or the Other Guy’s?

One question I have been asked so many times, is “Who’s insurance should I use to pay for my auto repair and injuries?” When someone is hurt in an accident, or even if they just have vehicle damage, and it’s the other driver’s fault, people have a tendency to want to go through the other… Continue Reading

Legislating Preventative Health Care is a Fantasy

Ever since President Obama first started talking about health care reform, politicians have been talking about preventative medicine by legislation, but it’s all bogus. Our President said “Simply put, in the absence of a radical shift towards prevention and public health, we will not be successful in containing medical costs or improving the health of… Continue Reading

The Health Care “Chain of Command”

A woman called my office a couple of months ago, and the first thing she asked me was “do you take my insurance?” I let her know that I did, and asked her if she wanted to schedule an appointment for a consultation. She told me over the phone that she had been suffering from… Continue Reading