6035 Greenback Ln.
Citrus Heights, CA 95621

Category: Insurance

What is a 50 / 50?

July 20th, 2011
Auto Accident, Insurance
50 50 liability

In this post, I explain comparative liability in terms that anyone can understand, and explain what it means in terms of out-of pocket expense and how it affects your future insurance rates. What it is Comparative Liability is a term that insurance companies use when both drivers in an accident have some degree of fault, […]

Understanding Car Insurance – Part 1

February 24th, 2011
Auto Accident, Auto Injury, Insurance
Picture of Man with Neck Brace

When it comes to understanding auto insurance after a car accident, the first thing you need to do is break it down into a couple of categories. There are coverages for property damage, which include the vehicles, street lights, fences or whatever other property was damages in the accident. There are separate coverages for injured […]

Should I Go Through My Own Insurance, or the Other Guy’s?

February 9th, 2011
Auto Accident, Insurance
Who's insurance should I use

One question I have been asked so many times, is “Who’s insurance should I use to pay for my auto repair and injuries?” When someone is hurt in an accident, or even if they just have vehicle damage, and it’s the other driver’s fault, people have a tendency to want to go through the other […]

Legislating Preventative Health Care is a Fantasy

October 26th, 2010
Health, Health Care, Insurance, Prevention
Preventative Health Care is a Fantasy

Ever since President Obama first started talking about health care reform, politicians have been talking about preventative medicine by legislation, but it’s all bogus. Our President said “Simply put, in the absence of a radical shift towards prevention and public health, we will not be successful in containing medical costs or improving the health of […]

The Health Care Chain of Command

August 17th, 2010
Health, Health Care, Insurance, Prevention

A woman called my office a couple of months ago, and the first thing she asked me was “do you take my insurance?” I let her know that I did, and asked her if she wanted to schedule an appointment for a consultation. She told me over the phone that she had been suffering from […]